Terms of Service

Acceptance of Terms

By accessing and using Free Smart Tools Hub ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

These terms apply to all visitors, users, and others who access or use the Service. By using the Service, you agree to comply with and be legally bound by these terms.

Description of Services

Free Smart Tools Hub provides a collection of free, browser-based calculators and converters, including but not limited to:

• Finance Tools — GST, EMI, SIP, tax, and investment calculators
• Student Tools — Percentage, GPA, age, and scientific calculators
• Health & Fitness — BMI, BMR, calorie, and water intake calculators
• Unit Converters — Length, weight, temperature, speed, area, volume, data, and timezone converters
• Developer Tools — Base64, JSON, color converter, password generator, and more
• Image Tools — WebP/AVIF conversion, image optimization, resizing, and format conversion

All tools run entirely within your web browser. No data is transmitted to or stored on our servers.

Acceptable Use

You agree to use Free Smart Tools Hub only for lawful purposes and in a manner consistent with these terms. You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to reverse engineer, decompile, or disassemble the Service
• Introduce viruses, malware, or other harmful code
• Interfere with or disrupt the Service or its infrastructure
• Attempt to gain unauthorized access to any part of the Service
• Use automated tools to scrape, crawl, or extract content without permission
• Reproduce, duplicate, or resell any part of the Service without express written consent

Intellectual Property

The Service, including its original content, features, design, and functionality, is owned by Free Smart Tools Hub and is protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or its software, nor may you reverse engineer or attempt to extract the source code, unless applicable laws allow or you have our written permission.

The Free Smart Tools Hub name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Free Smart Tools Hub. You may not use such marks without our prior written permission.

Disclaimers

The calculations, conversions, and results provided by Free Smart Tools Hub are for informational and educational purposes only. They should not be relied upon as the sole basis for making financial, health, legal, or other professional decisions.

• Financial calculators provide estimates only. Consult a licensed financial advisor for investment decisions.
• Health calculators are not medical advice. Always consult a healthcare professional.
• Tax calculators provide approximate values. Consult a tax professional for accurate filings.
• Image tools process files locally in your browser. Quality may vary by browser and device capabilities.

The Service is provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, whether express or implied.

Limitation of Liability

To the maximum extent permitted by applicable law, Free Smart Tools Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or other intangible losses
• Errors or inaccuracies in calculations or conversions
• Any unauthorized access to or use of our Service
• Any interruption or loss of the Service

You acknowledge that your use of the Service is at your sole risk.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Service after changes are posted constitutes acceptance of those changes. We encourage you to review this page periodically for the latest information on our Terms of Service.

Contact Information

If you have any questions about these Terms, please contact us at:

support@freesmarttoolshub.com